Monthly payment, total interest and a full amortization schedule. Works for car and personal loans. Add an extra monthly payment to see how much faster you finish.
| Monthly payment (no extra) | $0 |
| Total interest | $0 |
| Months to payoff | 0 |
| Month | Payment | Principal | Interest | Balance |
|---|
CSV export includes the full schedule and extra payments.
The calculator uses the standard fixed-rate loan formula. If you add an extra monthly payment, it’s applied to principal after interest each month. That shortens the term and reduces total interest.