Credit Card Payoff Calculator

Choose a fixed payment or use a minimum payment rule. We’ll show time to payoff, total interest, and a schedule. Numbers are estimates.

Balance & APR

Current balance ($)

APR (%)

Extra payment per month ($)

Monthly fees (optional, $)

Choose

Fixed payment ($/mo)

If the chosen payment is less than the monthly interest, the balance grows. We’ll warn you if that happens.

All calculations run in your browser.

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Month	Payment	Interest	Fees	Principal	Balance